JEEVAN VARSHA

JEEVAN VARSHA
Close Ended Money Back Policy (Plan196)

Features
Policy Term : 9 years & 12 years
Premium paying term : 9 years only
Minimum Sum Assured : 50000/-
Maximum Sum Assured : No Limit
Survival Benefit : once in 3 years
Guaranteed Addition : Rs 65 per 1000 SA per year for 9 year term
Rs 70 per 1000 SA per year for 12 year term
Loyalty Addition (variable) : there will be a loyalty addition on maturity
Probably Rs 200/ for 9 year term and
Rs 400 for 12 year term
Tax Advantage : Premium eligible for tax rebate under sec 80 C
Returns Tax Free under sec 10 (10 D)
Benefits Illustration
Age of LA : 30 yrs
Term : 12 yrs
Premium Paying Term : 9 yrs
Sum Assured : Rs 200000
Annual Premium : Rs 31062
Survival Benefit
End of 3rd year (Guaranteed) : Rs 20000
End of 6th year (Guaranteed) : Rs 40000
End of 9th year (Guaranteed) : Rs 60000
Maturity Benefit
End of 12th year (Guaranteed) : Rs 248000
Loyalty Addition (variable) : Rs 80000
(LA calculated approximately at Rs 400/- per 1000 for 12 year term)

Scheme closes on 31st March 2009. Hurry. Invest and enjoy guaranteed benefits
Shanmuham S call 98412 87024 mail sshanmuham@gmail.com blog http://shans.tk