Jul 5, 2009

SIP >> Systematic Investment Plan

Did you benefit from the record rise on ‘Golden Monday’ post election results?

Popular belief is that most of the investors could not benefit from this rally as more often than not,

investments are guided by feeling of greed and fear.

Remember, an investor’s worst enemy is not stock market, but his own emotions.

Only those investors

who remained invested throughout the turbulent period

or

invested when market sentiment was at its ebb

or

continued with their Systematic Investment Plan (SIP) have eventually benefited.

I would like to reiterate,

"It is not timing the market, it’s time in the market that is important".

Wealth isn’t something to admire. It is something you create.

Think of each SIP payment as laying a brick. One by one, you can lay the foundation for secured financial future.

2 comments:

Viki said...

Well, shan what actually is Systematic Investment Plan ?

Shanmuham S said...

SIP - as the very name suggests - it is Investing a fixed sum periodically (normally Monthly) in a particular Mutual Fund scheme.
You have to submit MF form duly filled along with first cheque. From 2nd month onwards it will be debited from your bank account thro ECS. Benefits: you need not time the market, you invest on a particular day a fixed sum every month. so cost of your investment gets averaged.